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Here’s Exactly How Much Money Home Security Systems Can Help You Save
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Here’s Exactly How Much Money Home Security Systems Can Help You Save

Home security isn’t just about “big” problems like break-ins and fires: They also specialize in smaller solutions and useful features. from detecting small pests in the kitchen with Reduce expensive subscriptions.

These home system advantages also provide serious savings. How much? Our experts took a look at everything from the detailed text of the insurance policy to electricity usage and did the calculations. Here’s exactly what you need to save money with the right home security systems or devices.

Homeowners insurance discounts

Aqara U100 lock showing the keypad above a gaping brown door. Aqara U100 lock showing the keypad above a gaping brown door.

Aqara’s smart deadbolt replacement looks and feels great.

Tyler Lacoma/CNET

Cost: $300 to $500

Saving: 5% to 15% off homeowners insurance, saving about $7 to $20 per month

From talking refrigerators to iPhones, our experts are here to help make the world a little less complicated.

You can find many promises online about how much home security devices can reduce your homeowners insurance bills. We have more details herebut it really depends on whether your insurance company allows this and what specific devices you have.

Insurance companies prefer to see a complete home security system that you can deploy, preferably with smart locks and professional home monitoring. At the top end, you can save around 15% or more. With the average homeowners insurance bill these days running around $150 to $200 per month, it can add up to significant monthly savings.

From talking refrigerators to iPhones, our experts are here to help make the world a little less complicated.

Replace professional home monitoring with smart alerts

Gemini receives alerts from camera notifications on the smartphone that show up in Google Home. Gemini receives alerts from camera notifications on the smartphone that show up in Google Home.

Gemini can alert on any issue for compatible cameras such as Nest devices.

Cost: $0 to $20 per month

Saving: $20 to $50 per month

Professional home security monitoring can be expensive; traditional plans typically cost over $50 per month. But you don’t to have to get home monitoring services – if you’re willing to do it yourself. Most of today’s devices security cameras or DIY home security systems It lets you upgrade to a lighter plan (and no subscription at all) that includes smart alerts, people recognition, live view, and two-way audio.

If you don’t mind checking your phone notifications, this is enough to act as your own home monitor. If you want to make things even easier, plans like Ring’s Protection Pro ($20) or Arlo’s Secure Plus ($18) or even Alexa Emergency Help ($6) allows you to instantly contact emergency responders 24/7 through their app to save time.

Stop leaks immediately with leak detectors

Eufy's leak detector sits in a pool of water on a white tile floor. Eufy's leak detector sits in a pool of water on a white tile floor.

Leak detectors, especially battery-powered models, can go almost anywhere.

Eufy

Cost: Approximately $30 to $50

Saving: From $200 to very high when the accident occurs

Leak detectors work with many different home security systems and monitor the presence of water or freezing conditions. You can put them next to pipes, behind toilets, under sinks, and next to water heaters; so if there is a problem with leakage they will let you know. You can turn off the water immediately and prevent stains, water damage, and even nasty mold problems.

This detector can save serious money when a leak occurs. Flooring water damage may begin about $200 to repair and common leaks that go unnoticed for too long add up to thousands of dollars.

Connect a smart thermostat to your system

Person adjusting thermostat on counter Person adjusting thermostat on counter

Smart thermostats make temperature management easier, resulting in big savings.

Getty Images/CNET

Cost: Approximately $300

Saving: $50 per year

Many home security systems can integrate with third-party systems Smart thermostats like those offered by Nest or Ecobee or offer smart thermostats of their own. These thermostats are easy to install, app-controlled, and can work with almost any HVAC system. Thanks to their recommendations and automation, these thermostats are extra efficient at keeping your home at the right temperature. How efficient is it? Energy Star estimates smart thermostat saves an average of $50 or more if you live in a more extreme climate.

Switch to smart lights

Philips smart bulb in front of packaging box against magenta gradient background Philips smart bulb in front of packaging box against magenta gradient background

Philips smart bulbs are on the affordable side and can save money over time.

Philips/CNET

Cost: $10 to $20 per bulb

Saving: $200 or more per year

Smart lights use LEDs and application scheduling to be incredibly efficient. Many work with home security systems and allow you to adjust their timers, brightness, and other settings from where you set up your system. Smart LEDs are more affordable than everand estimates from the US Department of Energy the average household can save about $225 per year by switching all lights to LEDs and using light planning, which are product improvements.

Preventing porch piracy

A woman in a purple sweater picks up a package from under a white Felikuke delivery box. A woman in a purple sweater picks up a package from under a white Felikuke delivery box.

Delivery boxes have some built-in tricks to defeat porch pirates.

felikuke

Cost: $100 to $200

Saving: Approximately $50 per package

Porch pirates are more common than ever, and data is more than the average stolen package. worth between $50 and $100. This can be exacerbated if porch pirates tend to attack your neighborhood every holiday season. But there are ways to stop them. Video doorbell starting at $50It can deter porch pirates if they notice you watching them. Or you can Choose full delivery lockbox starting at $200 and makes it impossible for thieves to access packages left at your home.

Consider checking out our guides as a last stop before you go About how to deter thieves, How to get cheaper security subscriptions or What you need to know about smart home hacking.